We come across the topic of digital currencies in various forums, and some, like crypto currencies (Bitcoins in particular), are frequently in the news.
Mortality and morbidity risk varies by variables such as age, sex and smoking. In traditional actuarial experience analysis, these variables, and certain combinations thereof can be explored. However, with the wealth of data now available it is becoming increasingly challenging to identify the key drivers of experience and account for the interaction between different variables.
While climate change is global, Africa is disproportionately vulnerable to its effects. The continent has contributed negligibly to the changing climate, with only around 2–3% of global emissions, yet it stands out disproportionately as the most vulnerable region in the world, driven by the prevailing low levels of socio-economic growth in the continent.
The actuarial profession is faced with increasingly complex risks and challenges in the current environment, with the consequences of the Pandemic exacerbated by the geopolitical and economic issues. The working environment patterns have drastically changed too, leading to potential isolation, technology fatigue and sometimes blurring the boundaries between professional and personal life.
Health contributes to happiness at the personal, family, community and societal level. Health, importantly underpins all our economic security. This talk will explore the drivers of our health, the measurement of health and the steps we can take to improve health – most of which lie outside the NHS.