Insurtech in Chronic Disease Management Working Party – members

Application closing date: 15 March

The IFoA is seeking to appoint both members and suitably experienced non-members to join the Insurtech in Chronic Disease Management Working Party. This is a great opportunity to connect with peers across the profession and contribute to research on how the industry is moving from reactive models to proactive, continuous care.

Background

Chronic diseases drive most healthcare costs worldwide, with costs projected to rise significantly as populations age. Yet today’s health and life insurance models remain largely reactive – typically responding only after complications arise, often through disconnected care approaches.

This gap presents a critical inefficiency – and a chance to redefine care. Emerging insurtech solutions show how proactive, connected care could transform outcomes:

  • AI and machine learning that predict health risks before crises occur
  • Wearable devices enabling real-time monitoring and early interventions
  • Integrated data platforms connecting insurers, clinicians and patients
  • Personalised products that reward healthy behaviours
  • Accessibility of health insurance for people with chronic conditions

While these technologies show promise, their broader implementation faces challenges in actuarial modelling, equitable access, and system-wide adoption.

To explore these questions in depth, the IFoA has established a working party, which has recently agreed on a scope and structure for its upcoming paper. It explores how insurtech and digital health capabilities can support chronic disease management across the insurance value chain. 

The working party is now looking for contributors (members or non-members) with experience or interest in health/life insurance, digital health innovation, or AI/data science to help us develop these themes, including: 

  • Current technology landscapes and real-world case studies
  • Implications for pricing, underwriting, and risk management
  • Ethical considerations, data bias, and future actuarial skills

Read more in the terms of reference (PDF, 300 KB)

Skills/experience

IFoA members and professionals from related fields with experience in:

  • Insurance: health, life or risk actuaries
  • Technology and data: AI specialists, data scientists, insurtech developers
  • Healthcare innovation: digital health technologists, telehealth experts
  • Public health: researchers, policy specialists, clinical professionals

Time commitment

The time commitment varies but is about 2 hours per month, including a monthly meeting (currently the second Tuesday of each month, held online) and some independent research or review.

Next steps

If you are interested in this role and would like an informal conversation before applying, please email us at engagement.team@actuaries.org.uk.

If you have read all the above and would like to apply, please send us:

  • brief details of your relevant experience
  • your reasons for wishing to get involved
  • your ARN (if you are a member)
  • a brief copy of your CV and full contact details (if you are a non-member)
  • confirmation that you have read, understood, and agree to the information and requirements laid out in our volunteer information pack (please be aware that until we have received this confirmation, we will not be able to appoint you as a volunteer)

Please email all the above to engagement.team@actuaries.org.uk. Please note, we are unable to accept late applications.

We are committed to promoting diversity, equality of opportunity, and inclusion, within all our vacancies and we actively encourage applications from a diverse range of potential candidates. Recognising and embracing the unique and diverse talents of our volunteers is fundamental to the success of our organisation.

What you need to know

Volunteering provides you with a wide range of opportunities. With all rights and opportunities come responsibilities and we ask all our volunteers to comply with the terms of the IFoA’s governance manual and volunteer information pack. Before offering to provide support, please read through: what you need to know.