All you need to know about becoming an actuary.
All the information you need under our current curriculum.
Key info for exams including dates and essential resources.
Mitigating circumstances, appeals, counselling, opportunities.
Practical work experience is a key part of your qualification.
Supporting the development of our members.
Supporting the development of IFoA members
Explore stages 1, 2 and 3 of Professional Skills Training.
Join members coming together in regional or cultural hubs.
Get involved with and support the actuarial profession.
View all of our upcoming webinars, sessional meetings and conferences.
Learn how your organisation can engage with actuarial professionals.
Find opportunities to speak at our conferences and events.
Find upcoming events from selected third parties.
Contributing to policy developments in the public interest.
Exploring unexamined issues facing actuaries and society.
Promoting new research and knowledge transfer.
Find our key updates and press releases.
Member insight and opinion.
Ensuring public confidence in the actuarial profession.
Our free, confidential service available to all members.
Mandatory ethical standards for all members.
A key regulatory area for the IFoA and its members.
Speaking up plays a key role for members.
Showcase your organisation’s commitment to excellence.
Read about our role as a Designated Professional Body.
An independent disciplinary process enforces our regulatory framework.
Seeking the views of actuaries on a range of consultations.
We issue risk alerts to support members and the public interest.
Learn about practising certificates and how to apply.
An enhanced system to promote the quality of actuarial work.
Membership supports your career development and growth.
Laying the foundations to deliver what members value and need.
Read about our governance, structure and reporting lines.
Be chartered, be seen.
Learn about the areas where members apply their expertise.
Showcasing our achievements.
Widening access to the profession and working to meet net zero.
Recognising excellence.
Working with the global actuarial community for social impact.
Organisations involved in the regulation of our members.
Our responsibilities as a membership organisation.
Work with us to nurture and enhance your talent.
The subscription year runs from 1 October to 30 September each year regardless of the date you join the Institute and Faculty of Actuaries (IFoA).
Subscription payments become due for renewal on 1 October and must be paid by 31 December to avoid cancellation of your membership. If your subscription remains unpaid by 31 December, your membership will be cancelled.
If your membership is cancelled due to non-payment of your subscription by 31 December, you will incur a 25% reinstatement fee, should you wish to reinstate your membership.
For full subscription information, please refer to the subscription policy (PDF, 163 KB)
You can find all 2026 to 2027 subscription rates (from 1 October 2026) in the membership subscriptions table for 2026-27 (PDF, 150 KB).
Our membership subscription fees have been designed around principles of fairness, welfare, and sustainability. This is to better reflect the benefits of IFoA membership, while delivering value for money for you and your employers. Find out more at: Subscriptions FAQs
You can find a list full list of our 2025 to 2026 membership fees on our membership subscriptions table (PDF, 150 KB).
New students will also need to pay a one-off admission fee of £50.
The IFoA also collects the optional subscriptions for the Staple Inn Actuarial Society and for the specialist sections of the International Actuarial Association (IAA).
On the IAA website, you can find information about the IAA Sections.
You can subscribe to any of the optional subscriptions when renewing your membership in your online member portal.
Fellows and Associates of the IFoA who are members at the equivalent level of another actuarial body, which is a full member association of the International Actuarial Association (IAA), may apply for dual membership status. This will entitle them to pay the dual member subscription fee as noted in the membership subscriptions table (PDF, 150 KB).
If you meet the criteria set out in the subscription policy (PDF, 163 KB), please complete the dual membership application form online in your member portal. New applications for 2026 to 2027 must be made by 10 December 2026 to be eligible for the dual member subscription rate.
If your income falls below the threshold for your membership status, you can apply for a reduced rate subscription. The income threshold and subscription rate for each category of membership for 2025 to 2026 is listed in the table below. Your income is calculated on your gross annual income from all sources, as defined by the UK government rules on taxable income.
Find full information for the period 1 October to 30 September each subscription year in the subscription policy (PDF, 163 KB).
Applications for a reduced rate subscription (income-based) can be made online in the membership tab on your member portal. You will be required to submit evidence of your income to prove your eligibility at the time of application.
| Membership status | Income threshold |
|---|---|
| Fellow |
Less than £9,000 = eligible for lower reduced rate of £90 Between £9,001 and £28,999 = eligible for mid-tier reduced rate of £290 Equal to or above £29,000 = full rate of £775 |
| Associate |
Less than £9,000 = eligible for lower reduced rate of £90 Between £9,001 and £28,999 = eligible for mid-tier reduced rate of £290 Equal to or above £29,000 = full rate of £585 |
| Certified Actuarial Analyst | Less than £9,000 = eligible for lower reduced rate of £90 |
| Student Actuarial Analyst | Less than £9,000 = eligible for lower reduced rate of £90 |
| Student | Less than £9,000 = eligible for lower reduced rate of £90 |
Before you can pay your annual subscription, you are required to complete your online CPD declaration. This can be done in the member portal. Look for 'My CPD' and the CPD declaration.
For more information, please refer to our guide on paying fees and making a CPD declaration.
We offer a range of ways to pay your annual subscription. The easiest way to pay is online in your member portal. Please ensure you have all the information you need before starting the payment process and you are using an up-to-date version of your internet browser.
IFoA offers 2 online payment options: credit or debit card and PayPal. Should you face any issues paying with one option, we encourage you to try the other. UnionPay is accepted through PayPal.
Use the details below and send a copy of the remittance advice to memberservices@actuaries.org.uk. This is so we can allocate your payment.
| Bank details | |
|---|---|
| Account name: | Institute and Faculty of Actuaries |
| Account number: | 08671990 |
| Sort code: | 56-00-20 |
| SWIFT | NWBKGB2L |
| IBAN | GB98NWBK56002008671990 |
Simply log in to your member portal. Or you can call us on +44 (0)131 240 1325.
We accept Visa, Mastercard, and American Express.
Simply log in to your member portal. Select to pay by PayPal.
If you would like to set up a direct debit to pay us annually direct from a UK bank account please contact us, at memberservices@actuaries.org.uk. Please have your sort code and account number to hand.
Before making payment by any method, please ensure that your subscription renewal notice shows the correct subscription rate.
You can submit your online CPD declaration for the previous CPD year from 1 September each year. Your CPD declaration must be made online before you can submit your subscription payment. Once you have submitted your CPD declaration, your subscription fee will become available for payment.
Subscriptions become due on 1 October each year and should be paid by 31 December. All unpaid membership subscriptions as at 31 December will result in the membership being lapsed due to non-payment.
If you do lapse, you will be required to follow the reinstatement process that includes a 25% reinstatement fee.
Please be aware that reinstatements take approximately three weeks to process, so it's important not to let your membership lapse.
A remittance advice quoting your BACS reference number is required to accompany all BACS payments. The remittance advice should be sent to the Member Services team email address (memberservices@actuaries.org.uk). Please ask your bank to quote your BACS reference number when doing the transfer. This will enable us to allocate the payment against your record.
Please send your payment to:
Account name: Institute and Faculty of Actuaries
Account number: 08671990
Sort code: 56-00-20
SWIFT: NWBKGB2L
IBAN: GB98NWBK56002008671990
Bank name: NATIONAL WESTMINSTER BANK PLC
Bank address:
HOLBORN CIRCUS BRANCH
No 1 HATTON GARDEN
LONDON
EC1P 1DU
A receipt for your payment will become available within 24 hours of the funds being received and processed.
You must ensure that your CPD declaration is made before sending the payment. Failure to make a declaration may result in your subscription fee being returned to you.
Please ensure that you submit your annual CPD declaration within one month of your direct debit payment being collected. Failure to make a declaration may result in your subscription fee being returned to you.
Fellow/Associate/Affiliate (pre January 2021 joiners)/Certified Actuarial Analyst members
You are required to confirm your CPD status and, if you are in scope of the CPD Scheme, that you have met the CPD requirements for the CPD year.
If you are registered as Non-Practising, you will be asked to confirm your status.
If you are unable to submit your online CPD declaration, please contact the Member Services team. We will be happy to help.
A member of our team will be in touch to discuss this further with you.
Please ensure that the members included in your bulk payment have submitted a CPD declaration before sending.
If you send a bulk payment, we will process the payment and advise you if any of the members included have not made their declaration.
Whilst it is the members responsibility to ensure that the declaration is made, we may have to return the subscription fee to you if the declaration remains outstanding on 31 December.
Please send a copy of your remittance advice and payment breakdown to memberservices@actuaries.org.uk. We will let you know when it has been received and processed.
If you would like to pay for your subscription on our secure payment line or need any help with your CPD declaration, we can be contacted on +44(0)131 240 1325, 09:00 to 17:00 (UK time), Monday to Friday.