An actuarial roadmap for better retirement outcomes

16 July 2026

The IFoA Pensions Board has published 'An Actuarial Roadmap for Better Retirement Outcomes', setting out the actuarial profession’s perspective on the major changes taking place across the UK pensions landscape. With reforms including the Pensions Investment Review, the Pension Schemes Act, the new Pensions Commission and the State Pension Age Review, the coming years will play a critical role in shaping retirement outcomes for future generations. 

The roadmap highlights how actuarial expertise can help policymakers, trustees, employers and providers navigate this period of change while keeping savers’ interests at the forefront. It focuses on five key themes: delivering effective pensions reform, improving pension adequacy, supporting sustainable investment, helping Defined Benefit schemes thrive, and embracing innovation across the pensions system. 

Drawing on the profession’s expertise in long-term modelling, risk management and evidence-based decision-making, the report outlines practical recommendations designed to improve outcomes for pension savers and strengthen the UK pensions system. It also serves as a call for collaboration across the industry as the future direction of pensions policy is developed. 

Accompanying the report is a blog from Glyn Bradley, Chair of the IFoA Pensions Board, which explores the key themes of the roadmap and the role actuaries can play in delivering better retirement outcomes for savers. Read the blog.

An actuarial roadmap for better retirement outcomes

An actuarial roadmap for better retirement outcomes

Published by the IFoA Pensions Board. PDF, 421 KB
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